Privacy Policy

Privacy Policy

Introduction

Welcome to https://affordable-small-business-insurance.storysurge.net (hereafter referred to as “ASBI” or “we”). We are committed to protecting your privacy and ensuring that your personal data is handled with the utmost care. This Privacy Policy outlines our practices regarding the collection, handling, and protection of personal information in accordance with various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our website (https://affordable-small-business-insurance.storysurge.net), mobile applications, online services, and products offered by ASBI. Please note that this policy does not extend to third-party platforms, apps, or services accessed through links on our site, as these have their own privacy policies and are not under our direct control.

Processing Activities

This Privacy Policy governs your interactions with ASBI when:

  • You use our applications, software, or online services as an authorized user.
  • You visit any of our websites linked to this policy.
  • You receive communications from us via email, phone calls, text messages (SMS), or other channels.

Personal Data Collection

We collect various categories of personal data, including:

  • Account Information: Details related to your user account, such as username, registration data, and profile settings.
  • Payment Information: Credit card details, billing addresses, and transaction records for processing payments.
  • Financial Information: Savings, investment, or insurance policy-related data required for financial services.
  • Purchase Information: Details of products or services purchased from us, including quantities and purchase history.
  • Mobile Device Identifiers: Unique identifiers from your mobile device when you access our apps or websites.
  • Location Data: Geographic location information provided by your browser or device settings.
  • Feedback: Comments, reviews, and suggestions you share with us to improve our services.
  • Social Media Information: Publicly available data from social media platforms if you choose to connect them to our services.
  • Product Information: Details about products or services of interest that you view or purchase on our platform.

We obtain this data through direct user input, interactions with our systems, and automated technologies used for website functionality and analytics. Additionally, third parties may share personal data with us, but they are responsible for their practices, and we refer to their privacy policies for more information.

Cookies

ASBI uses cookies to enhance your browsing experience and collect analytics data. Cookies can be categorized as:

  • Strictly Necessary: Essential for website functionality and user navigation.
  • Preference: Remembering user preferences and settings.
  • Analytics: Tracking website usage statistics for performance improvements.

Users have control over non-essential cookies through our built-in Cookie Manager, allowing them to manage their cookie choices.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes described in this policy or required by law. When we no longer need to process your data, we securely delete or anonymize it from our systems.

Security Measures

ASBI implements robust security measures to protect your personal data from unauthorized access, use, disclosure, alteration, or destruction. These include:

  • Encryption of data at rest and in transit.
  • Secure third-party processing partners who adhere to strict privacy standards.
  • Regular security audits and updates to ensure continuous protection.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If you are a parent or guardian and believe we have collected such information, please contact us using the details provided below, and we will take immediate steps to rectify the issue.

Your Rights (depending on your location)

In accordance with applicable privacy laws, you may have several rights regarding your personal data, including:

  • Access: The right to request access to and receive a copy of your personal data held by us.
  • Rectification: The right to request corrections or amendments if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data, subject to legal exceptions.
  • Restriction: The right to limit the processing of your personal data under certain circumstances.
  • Portability: The right to receive a copy of your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: The right to object to the processing of your data for specific purposes.
  • Non-Discrimination: The right to be free from discriminatory practices based on your exercise of privacy rights.
  • Appeals/Complaints: The right to file appeals or complaints with a supervisory authority if you believe your privacy rights have been infringed.

To exercise any of these rights, please contact our Privacy Team using the details provided below.

Changes to Policy

ASBI reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

For any inquiries, unsubscribe requests, or questions related to data privacy, please contact us:

We appreciate your trust in ASBI. Your feedback is valuable to us, and we are committed to continuously improving our privacy practices.